There are two ways to go about receiving some sort of compensation for your check-ins to gyms/fitness classes with UHC, and TrainerRoad applies as it is part of an organized training plan you are following that promotes cardiovascular fitness.
- Premium Discounts with the Rally Health app
This is the route I am personally using, and for our specific health insurance plan, it’s the easiest to do. Download the Rally Health app and log in with your UHC info. At that point you’ll be able to view various health-related challenges that can result in premium discounts, and one of those is through fitness class or gym check-ins. As I start a TrainerRoad workout, I use the app to check in to my fitness class. If I do that a certain number of times (this may vary by plan…), I get a premium reduction (also could vary by plan).
- Formal reimbursement through expense report submission and the Sweat Equity program
This is another route that you can take, depending on the healthcare plan selected by you and your employer. From what I understand, this is less about premium reduction and more about discounting specific expenses that serve health improvement. An anecdotal example of this is a friend of mine who works for Microsoft who is able to get a pretty sizable reimbursement check to help pay for a large portion of a new bike every year. I don’t know exactly how this works, but I know it does, because he has a fresh Specialized Tarmac every year! hehe
We’ll soon have a blog post going into the details behind this, but if anybody else has experience to share, that would be great!