In the past I’ve had
Child knocked over Lego at-at Walker
Today it was infestation of bees came down the chimney
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the only workout I failed was the one I could have done but never got on the bike.
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The rim of my wheel exploded. Roommate came downstairs to ask if I was ok; I was fine (and very glad that happened on rollers).
Much more commonly and less interestingly just a sudden onset lack of motivation.
Got carb mix on the laptop 
Lack of talent
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Normally its because it’s too hot inside. I just need a low intensity maintenance program between mid May until end of September to compliment outside rides.