I recently suffered a pretty significant accident while MTB. I went over the handle bars and got a nasty 16cm laceration on my quad. Needless to say, the medical bills started coming in and while I have insurance and they are covering the majority of the accident, I still have to pay my deductible.
Recently, I found a company called SPOT which is an “insurance” for your deductible or out of pocket medical expenses. Apparently, you pay $25/month and if you have an accident, then they reimburse you for your out of pocket cost.
Apparently the Williams brothers from Legion are ambassadors for the brand…
It almost seems too good to be true. Has anybody here used them? Opinions?