I have a Sony RX100 Mk3 that I’ve never took on a ride because the iPhone is in my jersey anyway. I take lots of pictures with my phone and shoot from the hip but can’t be bothered to take good photos (quality wise) on a ride. I think it depends on what your main focus is - the ride or the pictures. If you’re going somewhere scenic you won’t have the chance to visit again maybe take a small point and shoot like the ricoh or sony. Otherwise just take pictures with your phone. Those photos coming out of recent (2 yearish) phones are printable up to A4 if they are well exposed and decently edited. Much more important than a good camera is good light and an interesting composition - no one’s asking the cook about his pots and pans either.