I see your point and agree risk is a very personal standard. Although the World Cup XC courses are getting more intense, there will still be plenty of XC races available that are not trying to pass themselves off as Enduro so don’t give up on XC racing yet!
You can always upgrade your MTB skills with coaching either in person or on-line (eg Ryan Leech or @LeeMcCormack’s Online Schooll . Better skills increase your enjoyment of MTBing even if you never huck to flat off a boulder. The variety of trails means there is always a new challenge so the more confidence you gain through improved skills will carry over into more overall riding enjoyment.