Cold rain - suggestions?!

This!!

Ride long enough in enough rain, and water is going to get in. Even if not through the shoes themselves, then from hitting the front of your legs and running down.

Also agree cold hands and feet are the symptom, not the cause, and you should start with keeping the head, neck and torso warm. Shoecovers and thick gloves will only lead to well-insulated cold extremities if the core is cold.

A big part of staying warm is keeping the wind off wet clothing and skin. Lightweight windproof jackets/vests can be a highly effective addition to your clothing. On a recent Fondo that was considerably wetter and colder than forecast, with 12 miles along an exposed 6000ft ridgeline, the aid station was handing out bin liners to wear under the jersey - no style points, but totally did the job.

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